Seat Belt Issues
Most every state requires drivers and passengers to wear seat belts. However, there are times that wearing a seat belt does not successfully prevent all injuries to the driver and/or passengers in an accident.
If you are injured in an accident in which you were not wearing a seat belt,insurance companies and their defense lawyers will attempt to argue that you would not have been injured if you had buckled your seatbelt.
In the legal arena, we use terms such as comparative negligence to prove who was at fault for causing injuries, which were the result of an accident or traumatizing event. A skilled litigator may even be able to prove that serious injuries would have occurred even if a seat belt was worn at the time of an accident. This assertion can be supported in court by an expert accident re-constructionists or a biomechanical engineer.
Drivers and passengers should always use a safety belt, for legal and safety reasons.